"despite my head being firmly convinced that my data belongs in the clouds, my heart just doesn't feel quite right scribbling into a browser window."
The whole cloud thing just means moving your data from the box sitting by your legs to a box probably somewhere in California. Both places are vulnerable to attack and both places can be secured. It's just about having it tucked away behind your walls that feels safer in an odd way. I wonder when banks first started if people felt weird handing over their cash to be looked after?